AI assistant for medical underwriting
Replace manual underwriting interviews with instant, AI-driven conversations. Applicants complete disclosures anytime, while teams receive structured, decision-ready insights.
- Multi-language
- Family & group policies
- AI risk analysis
- Medical report verification
- Cross-sell & upsell
- Location capture
Trusted by insurers and enterprises across BFSI
The Challenge
Life insurance underwriting requires detailed medical interviews before a policy can be issued. Coordinating these with doctors slows the process and causes applicants to drop off before completing the journey.
Delays in medical interview scheduling
Applicants often wait several days for doctor availability to complete required underwriting interviews.
Applicant drop-off during the interview stage
Many applicants lose momentum or choose competing insurers while waiting for scheduling.
Inconsistent capture of medical information
Manual interviews may miss important follow-up questions or collect incomplete disclosures.
Manual interview coordination effort
Teams spend significant time arranging interviews and tracking completion before evaluation begins.
Core Capabilities
Built for instant, structured underwriting
Instant Applicant Interviews
Applicants complete underwriting interviews immediately after applying, with no waiting for doctor availability or scheduled calls, reducing delays and keeping them engaged.
Intelligent & Verified AI Interviews
An AI voice bot conducts structured medical interviews, dynamically asking follow-ups based on responses. Identity verification ensures the right person is interviewed, preventing impersonation.
Recorded & Underwriting-Ready Reports
Each interview is securely recorded and converted into structured summaries and transcripts: a reliable record that supports accurate risk assessment and minimizes future disputes.
Outcomes
Measurable impact on underwriting
Faster completion of underwriting interviews
Higher application completion & conversion
Lower operational costs for underwriting teams
Verified applicant identity to prevent fraud
Secure, recorded documentation to reduce disputes
Pricing
Start free, scale to enterprise
Free Trial
Pilot Zeriskify with your team.
- 5 AI underwriting interviews per day
- 3 platform users
- 300 AI voice interview minutes
- 50 structured underwriting reports
- Basic interview monitoring
Enterprise
Full power, unlimited scale.
- Unlimited AI underwriting interviews
- Unlimited users with role-based access
- Unlimited AI voice interview minutes
- Unlimited structured reports
- Structured summaries & transcripts
Frequently asked questions
Why Zeriskify
Traditional underwriting vs Zeriskify
The same underwriting interview, reimagined as conversational AI.
- Completing the interviewTraditional underwriting: Applicants wait days for doctor availability.Zeriskify: AI interviews run instantly, anytime, with no scheduling.
- Applicant drop-offTraditional underwriting: Momentum is lost while waiting; applicants switch insurers.Zeriskify: One sitting keeps applicants engaged through completion.
- Disclosure captureTraditional underwriting: Manual interviews miss follow-ups and collect partial data.Zeriskify: Structured, follow-up-aware capture on every interview.
- Identity & fraudTraditional underwriting: Applicant identity is hard to verify after the fact.Zeriskify: Identity verified and location captured during the interview.
- Handoff to underwritingTraditional underwriting: Notes are re-keyed before evaluation can begin.Zeriskify: Decision-ready structured reports and transcripts; your team decides.
Enterprise readiness
Security, compliance & trust
Enterprise-grade controls across the Wizergos platform and the Winsuregos insurance suite, built for regulated BFSI environments.
ISO/IEC 27001:2022
ISO 9001:2015
HIPAA
Bring structure to underwriting interviews
Request a demo to see how Zeriskify fits into your underwriting workflow.